I am looking for some legal advice in regards to a car I currently have under finance with my ex partner. When we split a year ago we both made the agreement he would take the $35,000 car - as he wanted it, on the grounds that he’d remove my name from the title of the car and the car loan finance contract we made with the finance company. We both got in contact with Volkswagen finance and were told to write and sign separate letters claiming that I was happy to have my name removed and that he was happy to finance the car on his own. The second step was for him to fill-out the new contract which they have sent to him twice and he continues to make excuses as to why he hasn't done it. Things have gotten ugly and now he's telling me won't do it and to take him to court. We still have three years on the contract and he is behind on payments every month, although he does pay for it just late and I've had enough of receiving phone calls and letters from the finance company because he's late. My question is what are my options? I know that if he defaults on payments they will come after me. I just want to know if I have any right to take him to court and have the car returned to me, or are we sell it and pay off the finance company? Also because he is a New Zealand Citizen, if he decided to move home, can he sell it from under me and leave me with the debt? is it even worth taking to court? I wouldn't know where to start for debt help.