My parents have a reverse mortgage. My husband & I would like to take out a mortgage to pay it off as it has already doubled in 10 years. We live with my parents and I have an interest in the property although not noted on their title, my parents want to transfer a 1/3 share to us so that we can do this. My parents' Lawyer got my parents to have a health check to prove they are of sound mind which went fine but he is treating us like we are going to rip them off. He also said he wanted to see our pre approved mortgage documents but how can you apply for a loan when you are not on title? This is the reason we went to the Lawyer in the 1st place. Is he giving us the right advice? We need to borrow more than the Payout figure as we'd need to do improvements to the home as it is over 55 years old and he wants to know exactly want we are going to borrow but as far as I am concerned it is none of his business what we borrow, any advice would be grateful as I need to call him tomorrow and I am not impressed with what he has done so far as it has been nearly 2 months and all that has been done is a private valuation of the property.