My former husband had our home repossessed by the bank and it sold at auction some weeks ago. I only found out about this via the internet. He still owes me money from the property settlement as set out in a financial order we had made when we split up. He did not inform the bank of this. I want to know what I can do now and what the procedure is regarding bank foreclosure in South Australia. Also, how long will it take to settle debts and what happens to the surplus funds from the sale, if any?