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Car Insurance - Quote after Car Accident

Discussion in 'Insurance Law Forum' started by William, 27 July 2014.

  1. William

    William Member

    27 July 2014
    Likes Received:
    I recently had a car accident and had no car insurance, it was my fault, yet isn't the insurance company by law suppose to send me three quotes. Yet I've only got one quote. What should I do ?
  2. Tim W

    Tim W Lawyer
    LawTap Verified Lawyer

    28 April 2014
    Likes Received:
    Let me be sure I understand you correctly.

    1. You had a car, and that car was not insured.
    2. You had an accident in that car.
    3. Now, the insurer of the other car
      has made a demand on you to pay
      the cost of repairs to that car?

    It might be thought to be good business practice to do so,
    but I don't know of it being a legal duty to get three.

    Reply to them asking for another two?
    Ask them where the insured car is, and then arrange your own repairer to go and quote on it?
    Stop hovering to collapse... Click to collapse... Hover to expand... Click to expand...
  3. Owens Lawyers

    Owens Lawyers Well-Known Member

    13 June 2014
    Likes Received:
    There is no legal requirement to send three quotes, at least not in NSW anyway. But in line with what @Tim W says, it's a good idea to get at least a couple, as evidence of what the reasonable costs of repairing the damage are.

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