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Discussion in 'Insurance Law Forum' started by Patricia Rios, 28 February 2016.
In the event of a
car accident, as a
car insurance company, how many quotes are needed?
I don't know of any law governing this. It may be up to the individual insurers policies.
There is no legal requirement for a quote per se. Whatever way you can come to an agreement is fine.
I had an accident many years ago and I sent a letter to the at-fault driver demanding that they pay to repair or replace the
car, and I did not specify an amount. The other driver passed it on to their insurance company, the insurance company had the damage assessed and then they made me a cash offer which I accepted.
If the cost is in dispute then you can get a quote as
evidence that they are not offering enough money.