We have recently been going through the process of establishing a SMFS. We have sought the services of a professional financial planner and liaised with our accountant and banker. We are planning to purchase land with our SMSF, reduce personal debt and then purchase further farming land. However when our financial planner went to facilitate rollover of my superannuation from PSS to SMSF, he was advised I was not eligible to do so! I am not longer a contributing member to PSS. I ceased employment in federal government in 2009. Why can I not roll this over? Can I appeal this? Why would my financial planner not have realised this at an earlier time? It is going to seriously affect how we were planning to utilise funds and I am very unhappy and feel we have been ill-advised.