I was asked via email and lent money to a friend so their child could get enough money together for a block of land. After 18 months of lies and assurances that a different block of land was bought (not really relevant), I find that the person I gave a personal loan to squandered it on themselves. Is this fraud? The email specifically requests the money to help the child buy a block of land. I would not have lent it for good times and everyday extravagant spending. I live in WA and went to the bank in WA and transferred the money to this person in NSW.