Hi, I have decided to 'buy out' my brother in law's half of the property my husband and I reside in. My husband owns half of the property. However I found out that I am not entitled to the first home buyers concession on stamp duty at all for this purchase and in fact will never be if I buy with my husband as he utilised the concession when he bought the apartment. I have been told that if I was to have only my name put on the title and my husband will be a co-borrower on the loan, then I would be eligible for the first home buyer concession on the stamp duty. My husband is not adverse to this idea, however he wants some re-assurance from a legal perspective that if anything were to go wrong in the future then he would be legally entitled to half the property or it's value. Of course I also would like to think that if anything were to go wrong, he would have no issues in claiming his stake in the property, despite having only my name on the title. Should this not be an issue or would you recommend we have something legal drawn up? If this is the case perhaps the few thousand dollars savings may not be worth the hassle? Any feedback would be appreciated.