SA Credit Card debt that I can't pay - steps to take?

Discussion in 'Debt and Bankruptcy Law Forum' started by doluka, 26 October 2018.

  1. doluka

    doluka Member

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    Hi, I have about $9000 credit card debt over 3 cards that I can't pay any time soon. I cannot meet minimum repayments or even small payments due to current circumstances. I am not currently residing in Australia.

    I'm seeking advice on what steps to take next. I am currently looking for work, but need to study for a short time to be employable. I estimate it'll be at least 3 months until I have any job.

    I have already requested a hardship form from one of the credit companies (Virgin/Citi). I'm worried that I won't be able to fill the form out properly, as I have been either self employed (I have an ABN) or unemployed since Jan 2018, so I'm not really sure what I will put on the form employment wise..

    Advice would be greatly appreciated, thanks.
     
  2. Debtsol

    Debtsol Active Member

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