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  1. C

    VIC How to Get Commercial Default Off of Credit Report?

    Hi, Can someone tell me, how can I remove commercial default in my personal Veda report? Is there a way to take to the court get an order to remove it? Also creditor's lawyers have requested the commercial default to be removed in my credit report through Veda by sending relevant documents...
  2. Jaffasoft

    Will Defending Myself Affect My Veda Credit File?

    I want to defend a suit claim lodged against me for money owed for a tradesman doing work at my property. There were all sorts of problems too numerous to go into in great detail, but basically I asked for a quote to determine if I could afford to go ahead with works. The works started without...
  3. R

    VIC Can I Take Legal Action Against VEDA?

    Hi, Please help me in this matter. Recently I was declined a credit card with two of banks.They said there is a default on my name. I was surprised since it's only been 7 months since I migrated here. I asked for a free VEDA credit file and I found that they mixed up my record with another...
  4. A

    NSW Liability to Debt and Unsecured Loan - What Happens?

    My ex-wife and I are the two directors of a Pty Ltd company which has an overdraft debt of $20,000 with an Australian Credit Union. The company is on the verge of insolvency and cannot repay the debt which has gone into arrears. My ex and I are in the midst of a property settlement and there...
  5. D

    NSW Debt Collectors Calling About Old Debt - Statute of Limitations?

    Hi, In 2008 (I believe), I changed telecommunications companies and to my knowledge settled any outstanding accounts with Optus - although continued to be an Optus customer with other services. In November last year, I was contacted by Baycorp debt collectors and asked to pay an outstanding...
  6. G

    WA Couldn't Refinance - Made a Complaint to Veda - Compensation?

    I was going to refinance when I discovered a default list on my personal credit report file. I couldn't get credit anywhere. I made a complaint to Veda, the default was removed because they didn't follow the privacy act 1988 procedure. I lost my home and other assets because I couldn't...
  7. F

    QLD Can Same Debt be Listed Twice on My Credit File?

    Hello. Just looking for some help or legal advice. When I was younger, I had a bad debt around 7 years ago which I didn't pay (worth around $2.5k) so only a small loan for a TV, which went sour and it ended up going to debt and a default was put on my credit file around 2 years after the debt...
  8. N

    QLD New Zealand Debt - Affect Home Loan Chances in Australia?

    Hi all, I'm a New Zealand citizen who moved to Australia and have lived here for 5 years. I left a loan in New Zealand of $20,000 which I intended to continue paying. Unfortunately, I could not keep up the loan payments and the debt was sold to Credit Corp (debt collectors). I've been paying...
  9. Judy Edwards

    VIC Damages Against Major Power Company & Debt Collectors?

    In 2013, we had a group of very well presented young men selling us the opportunity for cheaper power. Our power needs are quite substantial as we run a farm and an accommodation facility We have about 12 meters to be read and billed. We agreed to change supplier with the condition they would...