VIC Can I Take Legal Action Against VEDA?

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rozer

Member
15 December 2016
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Hi,

Please help me in this matter.

Recently I was declined a credit card with two of banks.They said there is a default on my name.

I was surprised since it's only been 7 months since I migrated here. I asked for a free VEDA credit file and I found that they mixed up my record with another person.
  1. There are records before even I came to Australia
  2. There is wrong drivers licence number
  3. There are bank accounts and credit cards which do not belong to me
I have filed a correction with VEDA but there has no response for last 15 days.

Please help if I can take legal action against VEDA for all the mental trauma I am going through because of their mistake. Please suggest a law firm who can help me in this.

Thanks in advance
 

Rod

Lawyer
LawConnect (LawTap) Verified
27 May 2014
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www.hutchinsonlegal.com.au
'Mental trauma', unless it is a medical recognised condition of a particular type and severity, does not constitute a cause of action. Inconvenience does not give you the ability to start a case.

If you have actual damages you can prove due to their negligence you may have a cause of action.