Hi, It was actually a friend's property. But their back block is owned by Melbourne Water. A large tree fell from Melbourne Water's block into my friends backyard. Luckily it missed everything important, but it did crush their fence. They were told by their insurance assessor that "it was an act of God" and that Melbourne Water are not liable for any damage that is past their fence line!!! So my friend was told that he has to pay half their fence cost ($600). I would have thought that since it was a neighbours tree, they would be entirely responsible for the damages that it causes under property law? Can someone please shed some light on this? Thanks!!!