My self employed son in law shopped around for a Workers Compensation Policy. He went with Allianz initially (cover note period) but decided to go with a another company and signed up with them and paid. Now Allianz is suing for $5,000.00 claiming they had him covered for the past 12 months. Im not sure, but I doubt he got back to Allianz to tell them no, but surely if they received no payment, no policy? He has never made a claim. They moved a few months ago, obviously not thinking they needed to tell Allianz their new address, and the Sheriffs turned up at their old address (mine). So can Allianz claim this money with no signature and the policy not paid by the due date?