Hi My partner is being chased by a Bank for repayment of a credit card debt. The card was in joint names with her ex husband. He suffers from Bi Polar and he went on a large spending binge that racked up the card to over its maximum limit. He also cleaned out their joint private super account. Her solicitor has clawed back some money from the super account. My question is does she have any argument to the bank regarding her ex spending all of the limit on the card, considering his medical condition. He is not earning any money and has no capacity to repay the card. The Bank cannot trace him , hence they are chasing her. She is struggling bringing up three teenage children on one income, and cannot repay the card debt. Her solicitor can support the bi polar condition with her ex.