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    QLD New Zealand Debt - Affect Home Loan Chances in Australia?

    Hi all, I'm a New Zealand citizen who moved to Australia and have lived here for 5 years. I left a loan in New Zealand of $20,000 which I intended to continue paying. Unfortunately, I could not keep up the loan payments and the debt was sold to Credit Corp (debt collectors). I've been paying...
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    QLD Domestic Violence - What to do about Property Settlement?

    Hi, I was living in an emotionally abusive (domestic violence) relationship for three years. Two months ago, I got up the courage to leave after he attempted suicide to blackmail me into staying. I've moved far away from him to be closer to family, but there's the issue of our house which we...
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    NSW Toyota Finance and Default Listing

    Hi. I had recently applied for home loan and found out it was on hold because of a default credit listing on the credit check file by Toyota. I had made arrangements with Toyota to do direct debit which they didn't do and also did not receive any default notice (Toyota Finance responded to my...
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    ACT De Facto Relationship Breakdown - Car Loan & Ownership Rights?

    Hey everyone :) Whilst I was with my de facto girlfriend my current car was in bad shape and needed upgrading. Due to a default on my credit file the only car loan finance (after a credit check) I could get was at a really high rate (22%). My girlfriend at the time agreed to finance the vehicle...
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    NSW Agree to Consent Orders - Will it Affect Credit Rating?

    I agreed with the Plaintiff about the amount of debt owing ,however requested time to pay which the Plaintiff has agreed to. The Plaintiff is asking for a consent orders to be submitted to the court, but no mention of the agreed payment terms. Is this a problem? And does a consent order have any...
  6. Judy Edwards

    VIC Damages Against Major Power Company & Debt Collectors?

    In 2013, we had a group of very well presented young men selling us the opportunity for cheaper power. Our power needs are quite substantial as we run a farm and an accommodation facility We have about 12 meters to be read and billed. We agreed to change supplier with the condition they would...
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    VIC Hidden Defaults with Simply Energy Affecting my Future Credit

    I am currently with Simply Energy and when I applied for a credit card I was told I had bad credit when they did a credit check. When I followed this up with Dun and Bradstreet (D&B), I found the defaults were with Simply Energy. I called to address the default and was told I had not just the...