car insurance

Australia's #1 for Law
Join 150,000 Australians every month. Ask a question, respond to a question and better understand the law today!
FREE - Join Now
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.

View More On Wikipedia.org
Recent contents
  1. B

    VIC Can claim be denied if third parties don’t provide documentation that is not relevant to claim?

    A tree fell onto my car whilst parked on private property during a storm and completely wrote it off. The insurance is in my name but the vehicle was in the possession of a friend whom is listed as a regular driver on the policy. The insurance company is demanding a full driving history record...
  2. S

    VIC Minor Car Bump - Contact Car Insurance?

    Hey all, I recently bumped into a car in a car park, which was super minor. Barely moved a foot and bumped into the back corned of a vehicle. I drive a FWD, so it left a couple of scratches. The driver and I exchanged details, and she said not to worry about it. Then, unexpectantly, I got a...
  3. Cookie123

    NSW Car Smashed into Several of Parked Vehicles - Small Claims Court?

    Hi all and thanks in advance, We just had a car smash into several of our parked vehicles, which were parked on the street. 2 of the vehicles had car insurance, but one was unregistered and in the process of getting a blue slip. It looks like 2 of the vehicles will be a write off (1 of the...
  4. B

    WA Car Reverses into Wife's Car - Who is at Fault?

    My wife drove around into another row and there was a car, with the right-hand indicator on (other driver disputes this). My wife has stopped behind his car. The other driver then put his vehicle into reverse. My wife sounded her horn to warn him, but he reversed into her. Who is in the wrong...
  5. C

    QLD Car Park Incident - Car Reversed into Car with Open Door?

    Hi, This might be a tricky one. Currently, the insurance companies are going back and forth. I was parked in the daycare car park. Parked front end in. I was at the passager side front door with my 2-year-old beside me. We had the door open while unpacking her daycare bags. A 4wd Ute started...
  6. 4

    VIC Reporting Scam of Insurance Company?

    I've been scammed by a big car insurance company (not sure if I can publish the name) for several years. The windscreen replacement is an option while the excess policy is around $700. So the scam is if replacing the windscreen costs around $300, why I should pay the insurance? The contract...
  7. B

    QLD Car Roll Away Unattended - Who is Liable for Repair?

    I was required by my employer to provide a vehicle in which to conduct sales calls at people's homes. On Monday I left the vehicle to attend my first call. Whilst away from the car it rolled into an Energex pole as I forgot to put the handbrake on. The car is a right off and I didn't have...
  8. J

    NSW Reversed into Car Going the Wrong Way?

    I was in a car park and reversed. A car driving against the directional arrows in a one way section of the car park hit me. I lodged a car insurance claim and my insurer has said that I am at fault because I was reversing. Do I have grounds to challenge this? What would be recommended as a next...
  9. B

    QLD Car Ownership Rights

    Good morning, I am wanting some advice on what to do on the following situation. My partners mum bought him a car 4-5 years ago as a gift, however they left the registration under her name because insurance etc. wasn't as expensive (he was only 18-19 at the time). A few months back they...
  10. E

    Change of Cash Settlement - What to Do Under Insurance Law?

    I was in a car accident and my insurer deemed that I wasn't at fault and agreed to pay a cash settlement amount for the damages because I was leaving the country. I received an email confirming that the excess was waived. A couple of weeks later I received the payment remittance advice and to...
Top Bottom