investment

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To invest is to allocate money in the expectation of some benefit in the future.
In finance, the benefit from an investment is called a return. The return may consist of a gain (or loss) realised from the sale of property or an investment, unrealised capital appreciation (or depreciation), or investment income such as dividends, interest, rental income etc., or a combination of capital gain and income. The return may also include currency gains or losses due to changes in the foreign currency exchange rates.
Investors generally expect higher returns from riskier their investments. When a low risk investment is made, the return is also generally low. Similarly, high risk comes with high returns.
Investors, particularly novices, are often advised to adopt a particular investment strategy and diversify their portfolio. Diversification has the statistical effect of reducing overall risk.

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  1. Barrenjoey2023

    NSW Private Investment Agreement

    I'm looking to buy a residential property but am short of the deposit. The property has a separate dwelling which can be used as an Airbnb. I want to offer a private investment opportunity, whereby the investor gets %X of the property by way of equity, and %X of ongoing Airbnb revenue. After...
  2. C

    VIC Legal Implications of Investing in a HYIP

    I was wondering if there is a lawyer or some other suitably qualified person who could answer my question with 100% certainty. Here it is: Although high risk is involved, is it perfectly legal to invest in a HYIP program that pays in crypto? What happens if the company running it turns out to be...
  3. ksivasub

    VIC Is it legal for an individual to own a property when that property is funded by an investor according to the investment agreement?

    I noticed that an individual recently purchased a property and this property is managed by a real estate agent. Interestingly, this real estate agent had originally signed an investment agreement several months ago to invest my money in that same property. Is it legal for an individual to...
  4. ksivasub

    VIC Seeking advice for breach of contracts in investment

    Hello All, I invested my savings of $195,000 AUD with a real estate agent for their land banking investment schemes. This real estate agent also serves as the property manager for my investment property. She executed two property investment agreements, both bearing her signature with a total...
  5. E

    SA divorce property settlement, Court order Translation required.

    Court order was in place with this property. The investment property was sold with the option to buy under a lease to buy option in 2011, this was recognised on the court order and the court order had options if it did not proceed by the expiry date being 2013. Should have followed that up...
  6. B

    QLD Investment Property Sale Shortfall.

    We have a shortfall debt of $266K to one of the big banks from the sale of an investment property in WA as the result of the mining bust. The loan has been shut down and written off and we are now at the stage of negotiating a full and final settlement offer. We are looking to sign over a...
  7. Dpj

    VIC Investment property holding costs

    Background) I want to keep an investment property as one day i want to live there. My ex wants to sell. The property was neutrally geared lets say ($4k monthly P&I repayments of which ~$2k was interest). Then corona hit and rent return dropped 40%. In May, settlement proceeds from the sale of...
  8. C

    WA IRRESPONSIBLE LENDING BY WESTPAC ON INVESTMENT PROPERTIES

    We are awaiting a final determination from AFCA that have found Westpac Bank had lent irresponsibly on 2 of 6 loans, we are now facing bankruptcy, we are also part of the Westpac Class action but have been advised by Maurice Blackburn this will take up to 3 years or more. If we do not accept...
  9. C

    Directors loan - Default - Moving forward

    Hello, Sad story of loss however will provide cliff notes Basics 1. Personal guarantee (Director Guarantee) to company (dumb) significant loan size 2. Company went into Voluntary Admin 3. Banks seized assets secured - left with significant loans that were defaulted unpaid 4. Default expiry...