health insurance

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Health insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over numerous persons. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.
According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment" (p. 225).

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    My mother tripped up some steps at the entry to a restaurant in August 2016. She sustained a badly broken wrist for which she was treated at a public hospital that evening. Additionally, she received lacerations and bruising to her face and other areas of her body. The restaurant manager was...
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    Hi there... My question is regarding the document required as an evidence of current residential address for Australian Citizenship. The official website states utility bills or rental contracts as the evidence of current residential address but unfortunately, I don't have any of these...
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    QLD Employment Law - Should Employer Pay the Full Restitution Amount?

    The following is an idea of the situation: The current matter is that a health insurance company has performed an audit on the practitioners of the company for the service history from 1 August 2014 to 31 July 2016 on 14 and 15 September 2016. They are seeking restitution for funds paid on the...
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    NSW Health Insurance and Voice Recording - Doctor Refuses to Re-diagnose Friend

    This isn't about me, but about a friend of mine that currently resides in Australia. She's obtained a serious back injury at work and has been taking physio-therapy and everything else to remedy the situation. However, the pain is still there and there seems to be a nerve damage. She said that...
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    VIC Refused to Give Medicare Number - Son Banned from Football Club?

    Hi all, At my 13-year-old's football registration two weeks ago, I refused to give the club my medicare number, my private health insurance details or if I was covered by ambulance. If my child is injured at the club or game and I or my husband is not there they do not need any of the above...
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    SA Mental Abuse and Defamation Against Mentally Ill Adult?

    I am 26 years old and autistic, on a disability support pension, and my ex boyfriend from several years back has recently engineered a situation that has triggered a life-threatening relapse of PTSD, agoraphobia and panic disorder. As a result, I've needed to take out high level private health...