Insurer: Allianz via Kia Insurance
My wife was involved in a 2 car accident in September 2019. It was determined she was not at fault and the other driver was 100% at fault.
We lodged a claim with our insurer.
Our insurance policy was renewed automatically in June 2019 for the second year. In February of 2019 i returned to Queensland after living in Canberra for 2 years. Upon return and changing my licence over my licence was suspended for 3 months due to previous infringements from 2014-2016 when i had a qld licence.
The insurance company have denied the insurance claim due to a failure to disclose a loss of licence. They have cited that the insurance policy would not have been renewed if the correct information was given. My insurance policy has now been cancelled
The research i have done into this supports their reasoning.
My question is how do i approach from the other side? That being as a driver completely not at fault how do i enforce the repairs to be done by the at-fault drivers insurance company.
Can anybody please assist with advice. Happy to engage legal help if required should a positive outcome be known
My wife was involved in a 2 car accident in September 2019. It was determined she was not at fault and the other driver was 100% at fault.
We lodged a claim with our insurer.
Our insurance policy was renewed automatically in June 2019 for the second year. In February of 2019 i returned to Queensland after living in Canberra for 2 years. Upon return and changing my licence over my licence was suspended for 3 months due to previous infringements from 2014-2016 when i had a qld licence.
The insurance company have denied the insurance claim due to a failure to disclose a loss of licence. They have cited that the insurance policy would not have been renewed if the correct information was given. My insurance policy has now been cancelled
The research i have done into this supports their reasoning.
My question is how do i approach from the other side? That being as a driver completely not at fault how do i enforce the repairs to be done by the at-fault drivers insurance company.
Can anybody please assist with advice. Happy to engage legal help if required should a positive outcome be known