NT Car on contract return

[Frances Ivinson]

hi

I have recently separated from my partner of 14 months and I have a car loan contract of which I am the only person on the loan.

My ex has my car and refuses to return it, what are my options ??

Kind Regards

Frances Ivinson

 

[Rod]

Depends. Who pays insurance? Who is the registered owner of the car? Whose name is on the purchase contract?

 

[Frances Ivinson]

My name is on the contract but he paid for the registration but everything is still in my name

 

[Rod]

Then you'd have ownership unless your ex can prove the car is a gift.

Do you have a spare key? Not every situation requires a visit to court.

 

[Frances Ivinson]

Ok thank you

 

[Frances Ivinson]

No I don't I lost it while moving

 

[Rod]

Hmm, makes it harder. Maybe take your purchase papers to a police station and ask them to accompany you while you recover the key and car from your ex. Police may refuse saying it is a civil matter, meaning you may need to go to court.

Messy situation. You could tell your ex if it goes to court you'll be applying for a costs order against him if he doesn't return the car. If he refuses to co-operate your next step is to send him a demand letter by registered post so you have a written record of your attempt to get the car back before going to court.

 

[Frances Ivinson]

Hmm, makes it harder. Maybe take your purchase papers to a police station and ask them to accompany you while you recover the key and car from your ex. Police may refuse saying it is a civil matter, meaning you may need to go to court.

Messy situation. You could tell your ex if it goes to court you'll be applying for a costs order against him if he doesn't return the car. If he refuses to co-operate your next step is to send him a demand letter by registered post so you have a written record of your attempt to get the car back before going to court.

Thank you for the great advice

 

[Frances Ivinson]

Thank you for the great advice