I was driving a car and waiting at the lights for the traffic signal to turn green for me. When it did, I accelerated to go forward but a negligent pedestrian stepped out on the road without looking and I hit them (minor car accident).
The person wasn't badly injured - some minor bruises - and they insisted on going home. I did get their contact details, along with witness contact details who can corroborate what happened.
In this scenario, is anyone aware of whether the pedestrian's negligence can be made to pay the deductible I will have to pay? And would my car insurance company chase the pedestrian for their costs?
Also, do the police need to be informed?
The person wasn't badly injured - some minor bruises - and they insisted on going home. I did get their contact details, along with witness contact details who can corroborate what happened.
In this scenario, is anyone aware of whether the pedestrian's negligence can be made to pay the deductible I will have to pay? And would my car insurance company chase the pedestrian for their costs?
Also, do the police need to be informed?