Hi,
I own a property that has a shared driveway with 2 houses behind me. There is also an automatic gate to access this driveway. When the builder installed the gate, he did not install sensors. Last weekend, one owner was driving through the gate and not realising this, I also clicked my remote to open the gate, but it actually closed on his car. As it sits on my land, I assume I have to put this through my insurance.
My questions are:
1. Can I ask the other 2 homeowners to contribute to the insurance premiums?
2. Am I solely responsible for the excess - can I ask all 3 to contribute to the insurance excess if there are any accidents relating to this gate or driveway?
3. Does anyone know of an agreement that outlines the costs and responsibilities of accessing the driveway and gate?
4. Should there have been an expectation that when the builder subdivided the property and put in the gate for the shared driveway, that sensors should have been installed for safety reasons?
Thanks
I own a property that has a shared driveway with 2 houses behind me. There is also an automatic gate to access this driveway. When the builder installed the gate, he did not install sensors. Last weekend, one owner was driving through the gate and not realising this, I also clicked my remote to open the gate, but it actually closed on his car. As it sits on my land, I assume I have to put this through my insurance.
My questions are:
1. Can I ask the other 2 homeowners to contribute to the insurance premiums?
2. Am I solely responsible for the excess - can I ask all 3 to contribute to the insurance excess if there are any accidents relating to this gate or driveway?
3. Does anyone know of an agreement that outlines the costs and responsibilities of accessing the driveway and gate?
4. Should there have been an expectation that when the builder subdivided the property and put in the gate for the shared driveway, that sensors should have been installed for safety reasons?
Thanks