I sent a bank transfer for $2500.00 for a private purchase through Gumtree, and then suspecting it might be a scam, I called my bank (3hrs later). I was told the payment had already been processed (Commbank to NAB), therefore I applied for a search and recover. I also called the receivers bank the next morning (to no avail), and lodged a police report. My bank has advised me the fund recovery was unsuccessful because “NAB bank has declined our request to return the funds to the Commonwealth bank” suggesting the receiver has denied the fraud. I received the seller’s name, phone number, address, and bank details during the purchase, all of which are most likely fake, besides the BSB and Account. I think the next step might be to proceed to small claims court, but how do I claim against someone who has provided fake ID? The police basically advised I report the scam through ACORN, which I have already done, but I am yet to receive any assistance or response. Any help is appreciated.