I was in an accident while driving a friends Mum's car. I am under 25, but on my full license, so the excess for the accident is upwards of $2500.
He was reversing onto the road from a drive way (with hazard lights on), but it was a thin road with cars parked on both sides, so I only saw him just as I got to him. I did an emergency stop, but I was directly behind him by the time the car stopped. He was still moving so to try avoid a collision I tried to get out of the way going forward. However, he hit the back of the car.
He took a photo of my license and I got his number. It was a company vehicle so when I phoned him back he put me directly in touch with his manager. Since then the company has refused to give up his address, he has stopped replying to me and without his address the claim cannot be processed and I think I am payable for the excesses.
What should I do? Does it amount to a hit and run if he is refusing to give up his details? Will I have to pay the excess despite it being him that was reversing onto the road? Please help I'm a student living out of home and really can't afford this!
He was reversing onto the road from a drive way (with hazard lights on), but it was a thin road with cars parked on both sides, so I only saw him just as I got to him. I did an emergency stop, but I was directly behind him by the time the car stopped. He was still moving so to try avoid a collision I tried to get out of the way going forward. However, he hit the back of the car.
He took a photo of my license and I got his number. It was a company vehicle so when I phoned him back he put me directly in touch with his manager. Since then the company has refused to give up his address, he has stopped replying to me and without his address the claim cannot be processed and I think I am payable for the excesses.
What should I do? Does it amount to a hit and run if he is refusing to give up his details? Will I have to pay the excess despite it being him that was reversing onto the road? Please help I'm a student living out of home and really can't afford this!