Hi. I have submitted a TPD insurance claim through my superannuation. I have been diagnosed with PTSD after workplace bullying and harassment by a school principal (I'm a teacher). I have also been on Income Protection on and off for 5 years now as I keep relapsing when I return to work. My psychiatrist said that I will never return to work and the Independent Medical Examiner also agreed. The Super Fund has all of my medical history from the previous relapses plus my psychiatrist and the independent psychiatrist's report. My superannuation said that there may be an issue with my claim due to my age being 33 therefore I'm young to not work ever again. Yet in the legislation, age isn't mentioned plus both psychiatrists report I will not be able to return to work. The claim hasn't been denied but this has now worried me. I am supposed to hear back in a couple of days on whether it has been declined or approved. Is my age a big factor????