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VIC Insurance Law - Unregistered Vehicle Stored in Garage Covered by Contents Policy?

Discussion in 'Insurance Law Forum' started by Docktor, 2 December 2015.

  1. Docktor

    Docktor Member

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    Is an unregistered motor vehicle or a motorbike covered under contents policy if stored in a shed that burns down?

    I am aware there are some companies that offer insurance specifically for this type of coverage but if I don't have to, why should I under Insurance Law?

    Cheers
     
  2. Rod

    Rod Well-Known Member

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    Would think it depends on your policy. If in doubt call your insurance company. Some policies will likely cover the property but only up to a certain value and some only if the items are individually listed in the policy. Note that it may cost more to include them.
     
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  3. Docktor

    Docktor Member

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    Thanks Rob. I have read their pdf on the policy. It says they cover shed and contents. It says something about a maximum of 15k for a single item but nothing about separate insurance for cars or motorbikes. the car in question is undergoing restoration and as such is not registered so not insured comprehensively or otherwise.
     
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