Gifts or loans in property settlement

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12 June 2022
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Hi,I've been in 15yr relationship separated 6 mths ago.My question is during that time my ex has had alot of loans to set business up and pay her financial mistakes.These loans are early release of inheritance.They say they have stat decs to say they are loans but don't state when loans are to be paid back and payments have not been made to pay them back.Would these loans be classed as gifts in property settlement?