My wife and I separated amicably 2 years ago. We had no assets apart from furniture, a car and $60,000 thousand dollars which I brought into the relationship. She was gainfully employed (I was not) and took out a loan (post separation) of $45,000 to help her start again. She also had a visa card on her name only with a $40,000 limit. 3 months ago, she decided to withdraw the full limit and go and live overseas. She now owes the balance of her loan and her visa totalling $70,000. Am I in any way liable for her debt? Can the creditors come after me? I would appreciate your response.