So here's a quick rundown.
Rented out a hall for a birthday. Paid cash, no terms and conditions signed. Left some a/v equipment and a laptop there, which was stolen overnight. No evidence of a break-in. Police report is then filed.
Hall owner and I have agreed on replacement value, and he is willing to put in a claim. However, he insists that he cannot be held responsible for the theft and won't lodge the claim unless we pay the $600 excess.
The Office of Fair Trading unable to mediate a solution, so I'm considering taking it to NCAT.
Do I even have a shot at winning this if I take it to NCAT? Does the hall owner have the right to demand this despite me not signing a document stating I am liable for any excess in the event of a claim being lodged?
Rented out a hall for a birthday. Paid cash, no terms and conditions signed. Left some a/v equipment and a laptop there, which was stolen overnight. No evidence of a break-in. Police report is then filed.
Hall owner and I have agreed on replacement value, and he is willing to put in a claim. However, he insists that he cannot be held responsible for the theft and won't lodge the claim unless we pay the $600 excess.
The Office of Fair Trading unable to mediate a solution, so I'm considering taking it to NCAT.
Do I even have a shot at winning this if I take it to NCAT? Does the hall owner have the right to demand this despite me not signing a document stating I am liable for any excess in the event of a claim being lodged?