I am hoping I can get clear advice that will help me know what to do. I am engaged to be married to my partner who is divorced approximately 3yrs. When he mortgaged his home while still married. He had to add his then wife's name to the property to get approval for the mortgage. He lives in the house and has been the sole person paying off the debt. When he filed for divorce it all went through smoothly and without going to court. My question is, if my fiancé died, where do I stand legally? I am living in his home and have been for just over a year, so I have sunk money into renovating the kitchen, buying furnishings, etc. My fear is that she and the two adult children will claim the home leaving me out on the street loosing everything. Can this happen? Is there something under property law that my fiancé and I can do to ensure my fears are not realised?