I am in Australia on permanent residency, and I was born in NZ. Approx 10 years ago, I lived back there and got a credit card. I paid the balance each month until I decided to move back to Australia. Unfortunately I did not get work for a while and the debt obviously went to debt collection (approx $3000). I have heard that Detectives went looking for me at my family members home in NZ. They were looking for me in relation to bank fraud. I rang the local police in NZ but they didn't have any information. I'm not sure what to do from here. I have no contact details of these people. It was so long ago. I regret not sorting it out sooner. These people said if I try to get Australian citizenship, I'd be deported back to NZ, and if I returned I'd be arrested. I need to go back for a visit, but am worried. I've lived most of my life in Australia and I am concerned about the repercussions of my stupidity. Please help. Thanks.