Have you been injured in the workplace and left unable to work? Has an injury has left you with a big hospital bill that you’re struggling to pay?
You may be eligible to file a WorkCover claim for compensation to help you get through the difficult times ahead.
It may seem like a daunting task, but see below some of the key things that you need to know about WorkCover claims.
Types of WorkCover claims
If you’ve been injured in the workplace and it has resulted in a permanent impairment, such as a back injury, you might be able to file for statutory permanent impairment compensation.
If you are successful, you can receive one to two lump sum payments, which will be decided depending on what kind of permanent impairment you have received.
Your injury doesn’t have to be physical, you can also file for WorkCover if you are suffering from psychological injury. For this type of claim, you will need to visit a psychologist or psychiatrist for proof of your disorder.
Missing out on work
If you’ve missed out on work because of an injury, you may be able to claim worker’s compensation.
If your hearing has been damaged, perhaps from working in a bar or nightclub, you can seek a WorkCover claim for the impairment. You will need to have a hearing test, and if it demonstrates your hearing loss, then you can file a WorkCover claim.
How to make a WorkCover claim
If you sustain an injury in the workplace, you must do the following to proceed with your WorkCover claim:
- Inform your employer immediately so that they can note down the incident in the Register of Injuries.
- Get a doctor to fill out a WorkCover certificate.
- Show the WorkCover certificate to your employer or the insurer of your employer, along with any treatment receipts or bills.
- Go through the process of the injury management plan that will be given to you by your employer’s insurer.
- If you want to make any changes to the injury management plan, you will need to provide information to the insurer within seven days.
- Try your best to get back to work as soon as you can.
- If you are unable to complete the same work you are used to doing, your employer will need to find other work for you to do.